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Eggless Chocolate Banana Bread

prep time: 15 min | bake time: 45 min | total time: 1 hr

Soft and moist eggless chocolate banana bread made with ripe bananas, cocoa and melty chocolate chips for rich chocolate flavor. This easy recipe can also be made dairy-free and is perfect for breakfast, snacks, or dessert.

Homemade Chocolate Banana Bread – eggless, moist and so easy!

If you have a few ripe bananas sitting on your counter, this Easy Eggless Chocolate Banana Bread is one of the best ways to use them. It’s soft, moist, and packed with rich chocolate flavor and loads of melty chocolate chips. The result is a bakery-style loaf with a tender crumb that you can easily make at home.

The natural sweetness of ripe bananas pairs beautifully with cocoa, creating a loaf that feels comforting and indulgent at the same time. The crumb stays soft and moist, while the chocolate adds richness without overpowering the banana flavor.

This recipe is completely eggless and, with a simple substitution, it can easily be made dairy-free as well.

easy eggless chocolate banana loaf cake

Tips for the Best Chocolate Banana Bread

  • Use very ripe bananas for the best sweetness and flavor. Mash them well so they blend smoothly into the batter.
  • Once the flour is added, mix gently and avoid overmixing, which can make the loaf dense.
  • Let the loaf cool in the pan for about 1 hour so it sets properly before removing.
  • For clean slices, allow the bread to cool completely. Use a serrated knife and slice with a gentle back-and-forth motion rather than pressing straight down.
  • Once fully cooled, store in an airtight container or wrap in aluminum foil to keep the bread soft and mo
soft chocolate banana bread with chocolate chips
eggless chocolate banana bread sliced
Eggless Chocolate Banana Bread step by step recipe photos
chocolate banana bread sliced on a plate

Chocolate Banana Bread Ingredients – At a Glance

  • Milk – Adds moisture and, with lemon juice or vinegar, mimics buttermilk for a tender crumb. Use plant-based milk for a dairy-free version or regular buttermilk if you prefer.
  • Lemon juice or white vinegar – Curds the milk to create a soft, eggless texture. Skip if using buttermilk.
  • Cane sugar – or castor sugar/ light brown sugar Sweetens the bread and balances the natural banana sugars. Any sugar will work.
  • Mashed bananas – Overripe bananas provide natural sweetness and moisture, giving the bread its signature flavor.
  • Oil – Keeps the loaf soft and tender. Sunflower oil or melted butter can be used instead.
  • Cocoa powder – Brings rich chocolate flavor to the bread.
  • All-purpose flour – Provides structure; gluten-free blends can be substituted.
  • Baking powder & baking soda – Help the bread rise and stay light.
  • Chocolate chips – Optional, but add melty pockets of chocolate throughout the loaf. Use semi-sweet, dark, or mini chips.

How to Make Eggless Chocolate Banana Bread ?

Preheat the oven to 350°F (175°C) and line an 8-inch or 9-inch loaf pan with parchment paper. Combine milk and vinegar and let sit 10 minutes to curdle. Whisk in sugar, oil, and mashed bananas.

In another bowl, mix flour, cocoa, baking powder, baking soda, salt, and cinnamon. Fold the dry ingredients into the wet until smooth, then gently stir in chocolate chips.

overripe banana to make Banana Pecan Upside Down Bundt Cake
Eggless Chocolate Banana Bread step by step recipe
Eggless Chocolate Banana Bread step by step recipe
Eggless Chocolate Banana Bread step by step recipe

Pour the batter into the prepared loaf pan and score the top with a small knife about 1/4 inch deep to help the bread rise evenly.

Bake for 40–45 minutes, or until a skewer inserted into the center comes out clean. Let the bread cool in the pan for 30 minutes to 1 hour before transferring it to a cooling rack. Slice and enjoy! Store in an airtight container for 2–3 days at room temperature or up to 5 days in the fridge.

Eggless Chocolate Banana Bread step by step recipe
Eggless Chocolate Banana Bread step by step recipe photos
Eggless Chocolate Banana Bread step by step recipe
Eggless Chocolate Banana Bread step by step recipe

Eggless Chocolate Banana Bread FAQs

soft chocolate banana bread with chocolate chips
easy eggless chocolate banana loaf cake

Watch this Video to Make Thick NYC Chocolate Chip Cookies

For Dairy-Free Options 

  • To make this chocolate banana bread dairy-free, simply replace the milk with a plant-based milk such as almond, oat, or soy milk. I usually use unsweetened almond milk, which works perfectly in this recipe.
  • For the chocolate chips, choose a dairy-free brand like Enjoy Life, Hu Kitchen, Guittard Extra Dark Chocolate Chips or Sugar Free Chocolate Chips from Trader Joes. The loaf will still turn out soft, moist, and just as delicious.

Ready for More Decadent Recipes

Check out these favorites next:

  1. Brookies (Brownies + Cookies
  2. Eggless Banana Bread with Biscoff Glaze
  3. Carrot Cake Loaf

 

For more foolproof, bakery-style secrets, grab a copy of my cookbook Vegan Baking Made Simple. It’s designed to help you bake like a pro without ever needing an egg!

soft chocolate banana bread with chocolate chips
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Eggless Chocolate Banana Bread

Soft and moist eggless chocolate banana bread made with ripe bananas, cocoa and melty chocolate chips for rich chocolate flavor. This easy recipe canalso be made dairy-free and is perfect for breakfast, snacks, or dessert.
Author: Saloni Mehta
Rate
Yield: 8 servings
Prep: 15 minutes
Cook: 45 minutes
Total: 1 hour

Ingredients

Chocolate Banana Bread

  • 150 ml Milk* room temp; see notes for options
  • 1 tbsp Lemon Juice or white vinegar
  • 260 g Overripe Bananas mashed, roughly 2-3
  • 120 g Light Brown Sugar or castor sugar
  • 80 ml Sunflower Oil or any neutral oil
  • 25 g Cocoa Powder unsweetened
  • 220 g All Purpose Flour
  • 1+1/2 tsp Baking Powder
  • 1 tsp Baking Soda
  • 180 g Chocolate Chips* plus extra for topping, see notes for options

Instructions

For the Chocolate Banana Bread

  • Preheat the oven to 350°F (175°C). Lightly grease an 8-inch (20 cm) or 9-inch (22 cm)loaf pan and line it with parchment paper, leaving an overhang for easy removal.
  • In a bowl, combine the milk and vinegar and let it sit for 10 minutes until slightly curdled.
  • Add the sugar and oil to the curdled milk and whisk until the sugar dissolves, then mix in the mashed bananas until well combined.
  • In a separate bowl, combine the flour, cocoa powder, baking powder, baking soda, salt, and cinnamon. Gradually fold the dry ingredients into the wet mixture until fully combined and the batter is smooth.
  • Gently fold in the chocolate chips.
  • Pour the batter into the prepared loaf pan and score the top with a small knife about 1/4 inch deep to help the bread rise evenly. Bake for 45 minutes, or until a skewer inserted into the center comes out clean.
  • Let the bread cool in the pan for 30 minutes to 1 hour before transferring it to a cooling rack. Slice and enjoy! Store in an airtight container for 2–3 days at room temperature or up to 5 days in the fridge.

Notes

  • Cup vs weighing scale: The US customary cup measurement serves as a rough estimate, as it can have uncertainties, so for precise results, it's recommended to weigh your ingredients using a digital scale in grams.
  • Before you start to make any recipe, measure and prepare your ingredients so the process will go smoothly and easily.
  • For teaspoon (tsp) and tablespoon (tbsp) measurements, please use measuring spoons and not the type of spoons you eat with for accuracy.
  • Milk: You can use any dairy-free unsweetened milk (like almond, soy, oat) or dairy-based whole milk
  • Lemon Juice: You can substitute with Apple Cider Vinegar / White Vinegar and vice-versa.
  • Sugar: Cane sugar can be substituted with granulated sugar or castor sugar. Ensure the sugar is vegan-friendly (some sugars are processed with bone char) or use organic cane sugar
  • Chocolate Chips: Use dark or semi-sweet chocolate chips or a chocolate bar cut in chunks. For the vegan version, use dark chocolate chips of any dairy-free chocolate brand (make sure it doesn't contain milk solids or butter) but cocoa butter is totally fine.
Saloni Mehta Pastry Chef and Food Blogger

Meet Saloni

I’m a former pastry chef with a love for breads, cakes and everything in between! My recipes are easy to follow, egg free and are designed to be shared with others!

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2 Responses

  1. hi Saloni
    can you please share the following recipes
    1. date and walnut loaf cake
    2. rose pistachio loaf cake
    3. butterscotch loaf cakes
    4. biscoff white chocolate cake
    5. cranberry pistachio loaf
    6. coconut pineapple loaf cake
    7. upside down apple cake
    8. upside down pineapple cake
    9. nutella pistachio loaf

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